Otay, Charity, James Manengkey, and Cristofer Sumiok. “ANALYSIS OF ACCOUNTING INFORMATION SYSTEMS FOR CREDIT PROVISION AT THE JAYA SINAR MAKMUR SAVINGS AND LOAN COOPERATIVE MONTHLY UNIT IN MANADO”. Jurnal Ekonomi, Kependidikan, Manajemen, dan Akuntansi 3, no. 3 (September 30, 2025): 192–199. Accessed June 6, 2026. https://jekma.feb-unima.com/index.php/jekma/article/view/222.